Health Insurance

As a contractor working through an ITCRA Memberyou can access a great range of additional benefitswhen you join HCF as a corporate member.

ITCRA CORPORATE MEMBER BENEFITS INCLUDE:

DISCOUNTED PREMIUMS

Enjoy a 4% discount on HCF's already reduced corporate prices^

CLAIM IMMEDIATELY

The usual 2 & 6 month waiting periods will be waived for extras such as dental, optical, physio & more^^

100% BACK ON SELECTED EXTRAS

Get 100% back on many dental, optical, physio, chiro and podiatry claims from over 10,000 participating HCF providers**

CLAIM MORE WITH 'LIMIT BOOST'

Top up your annual limit on dental and optical. This kicks in after 12 months on your extras cover and grows every year up to year six#

$100 EFTPOS VOUCHER

As a bonus for becoming a HCF member, you'll receive a $100 Eftpos voucher when you join before 30 September 2016*

TAKE ADVANTAGE OF YOUR CORPORATE STATUS

To gain all the benefits of being a corporate member, contact HCF today and sign up as an ITCRA member:

CALL: 1800 880 049 or 13 13 34 for existing members
VISIT: itcra.hcf.com.au

Or contact your dedicated HCF Corporate Representative:

Narelle Peachey

CALL NARELLE - 0448 896 164

EMAIL NARELLE - npeachey@hcf.com.au

*Open to Australian residents 18+. Exclusions on entry apply - terms and conditions apply and can be obtained by calling the HCF Corporate Sales Representative for ITCRA. Member must pay for 1 month to qualify for gift. Limit 1 gift per policy.

^When compared with equivalent levels of cover in the HCF retail range.

^^Waiver does not apply to waiting periods of more than 6 months, including 12 months for pregnancy and birth-related services, pre-existing ailments and conditions. Psychiatric, rehabilitation and palliative care services, which have a 2 month waiting period, are also excluded from this waiver offer. Longer waiting periods and conditions may apply.

**Up to your annual limit.

#Starting after your first 12 months of Extras cover and growing every year up to year six. Unused Limit Boost cannot be carried into the following year.

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